There are many people who can actually save some money by installing a minisplit ductless air conditioner or heat pump over installing the conventional ducted split system air conditioner or heat pump. A few of the possible areas where some can use a minisplit ductless heat pump or air conditioner are rooms over the garage where additional heating and cooling is necessary simply because rooms over garages suffer because garages in most homes are not as insulated as is other parts of the home. This usually creates problems with many of the newer homes because I have seen builders who need a lesson in load calculation and properly sizing the air conditioning or heat pump systems for the conditions. I am sure many people will agree especially people who own homes where there is a room over the garage. How many of those people have supplemental heating and cooling by the way of a window unit or portable heater? Many people I would from my observations over the years. Now these people can benefit from the easy installation including lower installation costs of the minisplit ductless heat pump or air conditioner. Other places where minisplit ductless units can be considered for installation are additions to homes and basements where minisplit ductless units are great for dehumidification.